Seasons Of Advice Wealth Management
Seasons Of Advice Insurance Services, LLC
Seasons of Advice Wealth Management and Seasons of Advice Insurance Services, LLC have adopted this policy with recognition that protecting the privacy and security of the personal information we obtain about our customers is an important responsibility. We also know that you expect us to service you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we
collect and how we use and safeguard that information.
WHAT INFORMATION WE COLLECT
We collect certain nonpublic personal identifying information about you (such
as your name, address, social security number, etc.) from information that you
provide on applications or other forms as well as communications (electronic,
telephone, written or in person) with you or your authorized representatives
(such as your attorney, accountant, etc.). We also collect information about
your brokerage accounts and transactions (such as purchases, sales, account
balances, inquiries, etc.).
WHAT INFORMATION WE DISCLOSE
We do not disclose the nonpublic personal information we collect about our
customers to anyone except: (i) in furtherance of our business relationship
with them and then only to those persons necessary to effect the transactions
and provide the services that they authorize (such as broker-dealers,
custodians, independent managers etc.); (ii) to persons assessing our
compliance with industry standards (e.g., professional licensing authorities,
etc.); (iii) our
attorneys, accountants, and auditors; or (iv) as otherwise provided by law.
WHY WE DISCLOSE INFORMATION
We are permitted by law to disclose the nonpublic personal information about
you to governmental agencies and other third parties in certain circumstances
(such as third parties that perform administrative or marketing services on our
behalf or for joint marketing programs). These third parties are prohibited to
use or share the information for any other purpose. If you decide at some point
to either terminate our services or become an inactive customer, we will
continue to adhere to our privacy policy, as may be amended from time to time.
We do not share information with either our Affiliates or Non-affiliates except
as set forth above. If you would like to limit our sharing of information with
Affiliates, please call us at 212.977.3111.
SECURITY OF YOUR INFORMATION
We restrict access to your nonpublic personal information to those employees
who need to know that information to service your account. We maintain
physical, electronic and procedural safeguards that meet or exceed applicable
federal or state standards to protect your nonpublic personal information.
CHANGES TO OUR PRIVACY POLICY OR RELATIONSHIP WITH YOU
Our policy about obtaining and disclosing information may change from time to
time. We will provide you notice of any material change to this policy before
we implement the change.
DEFINITIONS
For purposes of this privacy policy, the following definitions apply
• Affiliates: Companies under common ownership or control, which many include
both financial and non-financial companies.
• Nonaffiliates: Companies not related by common ownership or control, which
many include both financial and non-financial companies.
• Joint Marketing: A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
